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Stop Foreclosure Through Chapter 13
Evansville, IN

Over 20 Years of Experience

Payment Plans Available

Free Initial Consultations

Hours:

Request Lorem Epsom

Hero Request Form

Protect Your Home With Chapter 13 Bankruptcy Relief
Facing foreclosure can feel overwhelming, but you have options to keep your home. Chapter 13 bankruptcy offers homeowners in Southwestern Indiana a way to restructure debt and stop foreclosure proceedings. This legal tool allows you to catch up on missed mortgage payments through a manageable repayment plan while protecting your property from being sold. Reach out to us to discuss how we can help you secure your home and financial future.
Signs You Need Chapter 13 to Save Your Home
When mortgage payments pile up and foreclosure notices arrive, Chapter 13 bankruptcy might be your best solution to prevent losing your home in Southwestern Indiana. Recognizing the warning signs early can make all the difference in protecting your property.
  • Received a notice of default or foreclosure sale date
  • Missed multiple mortgage payments and can't catch up at once
  • Facing wage garnishment or other creditor actions
  • Behind on property taxes or homeowner's insurance
  • Steady income but need time to reorganize debts
  • Need breathing room to keep your home

If these situations sound familiar, Chapter 13 can provide the structured relief you need while keeping your family in your home.
How Chapter 13 Bankruptcy Stops Foreclosure Proceedings
Chapter 13 bankruptcy immediately halts foreclosure through an automatic stay, giving you time to restructure your debts and create a realistic repayment plan. This powerful legal protection ensures your lender can't proceed with selling your home while you work toward financial stability.
  • Automatic stay stops foreclosure sale immediately upon filing
  • Repayment plan spreads missed payments over 3-5 years
  • Catch up on arrears while keeping current payments manageable
  • Protects other assets from creditor collection actions
  • Eliminates or reduces unsecured debts to free up income
  • Provides court-supervised protection throughout the process

With the right legal guidance, Chapter 13 offers a practical path to keeping your home while regaining control of your finances.
Why Choose Garnett Law Office
When your home is at stake, you need an attorney who will personally guide you through every step. Garnett Law Office has been helping homeowners throughout Southwestern Indiana since 2008 with dedicated, personalized bankruptcy representation.
  • Free initial consultation to evaluate your situation
  • Direct attorney involvement throughout your entire case
  • Over 20 years of bankruptcy law experience
  • Hands-on approach with personal attention to your needs
  • Locally owned woman-owned practice serving your community
  • Flexible payment plans to make legal help accessible
  • Member of Indiana State Bar Association and Evansville Bar Association
  • Licensed in Indiana and U.S. District Court for the Southern District of Indiana

You will work directly with an experienced attorney who understands what you are going through and is committed to protecting your home.
Contact Us

The sooner you act, the better your chances of saving your home from foreclosure. We are here to provide the guidance and legal protection you need during this stressful time in Southwestern Indiana. Contact us today to schedule a free consultation.

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